swr091 Terms & Conditions

In these Terms & Conditions, the following definitions apply unless the context requires otherwise:

• "swr091" refers to the online casino and sports betting platform accessible at swr091.com, operated under PAGCOR licensing regulations in the Republic of the Philippines.
• "Platform" means the swr091 website, mobile browser interface, and all associated services, games, and features made available to registered users.
• "Player" or "User" means any individual who has registered a valid account on the swr091 Platform and is using the services in accordance with these Terms.
• "Account" means the personal account created by a Player upon successful registration on the swr091 Platform.
• "Balance" means the total of real-money funds held in a Player's swr091 Account at any given time, excluding bonus credits unless otherwise specified.
• "Bonus Credits" means any promotional funds, free bets, or non-cashable credits awarded to a Player by swr091 under a specific promotion, subject to applicable wagering requirements.
• "Wagering Requirement" means the number of times a Bonus Credit amount must be wagered before it becomes eligible for withdrawal as real money.
• "PAGCOR" means the Philippine Amusement and Gaming Corporation, the government body responsible for licensing and regulating gambling activities in the Philippines.
• "AML" means Anti-Money Laundering, referring to the legal framework under Republic Act No. 9160 (as amended) that swr091 is required to comply with.

By accessing the swr091 Platform, creating an Account, or placing any wager, you confirm that you have read, understood, and agree to be legally bound by these Terms & Conditions in their entirety, together with the swr091 Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.

If you do not agree with any part of these Terms, you must immediately cease using the swr091 Platform and close your Account. Continued use of the Platform following any amendment to these Terms constitutes your acceptance of the revised Terms.

swr091 reserves the right to update, modify, or replace any part of these Terms at any time. Material changes will be communicated to registered Players via email or a prominent notice on the Platform. It is your responsibility to review these Terms periodically.

To register and use the swr091 Platform, you must satisfy all of the following eligibility requirements at the time of registration and at all times during your use of the Platform:

• You must be at least 21 years of age, as required under Philippine law governing casino-style online gambling regulated by PAGCOR.
• You must be a natural person with full legal capacity to enter into binding contracts under Philippine law.
• You must not be a resident of, or accessing the Platform from, any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, or officer of swr091, nor an immediate family member of any such person.
• You must not have been previously excluded or banned from the swr091 Platform or any other PAGCOR-licensed gaming platform.
• You must not be registered on any self-exclusion list maintained by PAGCOR or any other recognized responsible gaming authority.

swr091 reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within the timeframe specified by swr091 may result in the suspension or permanent closure of your Account and the withholding of any pending withdrawals pending investigation.

Each Player is permitted to hold only one (1) active Account on the swr091 Platform. The creation of multiple accounts by a single individual — whether using different email addresses, payment methods, devices, or any other means — is strictly prohibited and constitutes a material breach of these Terms.

When registering your swr091 Account, you agree to provide accurate, current, and complete information as prompted by the registration form. You are responsible for maintaining the accuracy of your registration information and must update it promptly if any details change.

You are solely responsible for maintaining the confidentiality of your Account login credentials, including your username and password. swr091 will not be liable for any loss or damage arising from unauthorized access to your Account resulting from your failure to keep your credentials secure. You must notify swr091 immediately at [email protected] if you suspect any unauthorized use of your Account.

swr091 reserves the right to decline any registration application at its sole discretion, without being required to provide a reason for such refusal.

swr091 accepts deposits via the following payment methods available to Philippine-based players: GCash, PayMaya, BPI, BDO, Metrobank, Visa, and Mastercard. The minimum deposit amount is ₱100. Deposits are generally credited to your Account instantly or within a few minutes, depending on the payment method used.

All deposits must be made from a payment account that is registered in your own name. swr091 does not accept deposits from third-party payment accounts. Any deposit identified as originating from a third-party source may be reversed and the associated Account suspended pending investigation.

Withdrawal requests are subject to the following conditions:

• Your Account must have completed KYC verification before any withdrawal can be processed.
• Withdrawals will only be processed to the same payment method used for the original deposit, where technically possible, in compliance with AML regulations.
• The minimum withdrawal amount is ₱200. Withdrawal requests below this threshold will not be processed.
• GCash and PayMaya withdrawals are typically processed within 10 minutes of approval. Bank transfer withdrawals (BPI, BDO, Metrobank) may take up to 1–3 business days.
• swr091 reserves the right to conduct additional verification checks before processing any withdrawal, which may extend processing times.
• Withdrawals of Bonus Credits are not permitted until all applicable wagering requirements have been fully satisfied.

swr091 does not charge fees on standard deposits or withdrawals. However, your payment provider may apply their own transaction fees, for which swr091 accepts no responsibility.

swr091 offers various bonuses and promotional offers to eligible Players from time to time. All bonuses are subject to the specific terms and conditions published alongside each promotion, which form part of these Terms. In the event of any conflict between a promotion's specific terms and these general Terms, the promotion-specific terms shall prevail.

General bonus conditions applicable to all swr091 promotions include:

• Bonuses are available to Players who have completed account registration and, where required, KYC verification.
• Each promotion is available once per Player, per household, per IP address, and per device, unless explicitly stated otherwise.
• Wagering requirements must be completed within the validity period specified for each bonus. Bonus Credits that expire before wagering requirements are met will be forfeited without compensation.
• swr091 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice.
• Bonuses obtained through fraudulent means, including the use of multiple accounts or the provision of false information, will be voided and the associated Account may be permanently closed.
• swr091 reserves the right to withhold bonus payments and winnings derived from bonuses if it has reasonable grounds to believe that a Player has abused the bonus system.

All bets placed on the swr091 Platform are subject to the specific game rules applicable to each product category, including but not limited to: live casino games, slots, bingo, sports betting, fishing games, and political betting markets. Game-specific rules are published within each game or product section of the Platform.

The following general betting rules apply across all swr091 products:

• A bet is only valid once it has been confirmed by the swr091 system and a confirmation reference has been issued. Bets that have not been confirmed due to technical errors or connectivity issues are not valid.
• swr091 reserves the right to void any bet placed on an event where a clear pricing error has occurred, where the outcome was already known at the time of betting, or where there is evidence of match manipulation.
• In the event of a technical malfunction during a game session, swr091 will endeavor to resolve the issue fairly. Where a fair resolution cannot be determined, affected bets may be voided and stakes returned.
• Maximum bet limits apply to certain games and markets. These limits are displayed within the relevant game interface and may be adjusted by swr091 at any time.
• swr091 reserves the right to limit the maximum winnings payable on any single bet or within any single session at its sole discretion.

For live casino games, the decisions of the live dealer and the swr091 game management system are final. For sports betting markets, results are determined based on official results from the relevant governing body of the sport in question.

The following conduct is strictly prohibited on the swr091 Platform. Engaging in any prohibited conduct constitutes a material breach of these Terms and may result in immediate Account suspension, permanent closure, and forfeiture of Account balances:

• Using automated software, bots, scripts, or any other artificial means to place bets, access the Platform, or gain an unfair advantage over other players or the house.
• Engaging in collusion with other players to manipulate game outcomes or exploit bonus structures.
• Exploiting software bugs, errors, or vulnerabilities in the Platform. Any such vulnerabilities must be reported to swr091 immediately and must not be exploited for personal gain.
• Using the Platform for any money laundering activity or any other activity that violates Republic Act No. 9160 (Anti-Money Laundering Act) or any other applicable Philippine law.
• Providing false, misleading, or fraudulent information during registration, KYC verification, or any other interaction with swr091.
• Accessing the Platform from a jurisdiction where online gambling is prohibited, using a VPN or other means to circumvent geographic restrictions.
• Engaging in any form of harassment, abuse, or threatening behavior toward swr091 staff or other players.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the swr091 Platform's software or security systems.

swr091 employs real-time monitoring and fraud detection systems. Any Account identified as engaging in prohibited conduct will be suspended immediately pending investigation. swr091 reserves the right to report suspected criminal activity to the relevant Philippine authorities, including the AMLC (Anti-Money Laundering Council).

All content on the swr091 Platform — including but not limited to the swr091 brand name, logo, website design, graphics, game interfaces, text, software, and all other materials — is the exclusive intellectual property of swr091 or its licensed content providers and is protected under applicable Philippine and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the swr091 Platform solely for your personal, non-commercial entertainment purposes in accordance with these Terms. This license does not include the right to:

• Copy, reproduce, distribute, or publicly display any swr091 content without prior written authorization.
• Use the swr091 brand name, logo, or any other trademark in any manner that could cause confusion or imply endorsement.
• Create derivative works based on any swr091 content or software.
• Use any swr091 content for commercial purposes without a separate written agreement.

Any unauthorized use of swr091's intellectual property may result in legal action. If you believe that any content on the swr091 Platform infringes your intellectual property rights, please contact us at [email protected].

swr091 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an Account on swr091, you consent to the collection and processing of your personal data as described in the Privacy Policy.

swr091 is committed to protecting your personal data in compliance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. Your data will not be sold to third parties. It may be shared with PAGCOR, the AMLC, or other regulatory authorities where required by law.

For full details on how swr091 collects, uses, and protects your personal information, please review the swr091 Privacy Policy.

To the fullest extent permitted by applicable Philippine law, swr091 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to loss of winnings, loss of data, or loss of profits, even if swr091 has been advised of the possibility of such damages.

swr091's total aggregate liability to any Player in connection with these Terms or the use of the Platform shall not exceed the total amount deposited by that Player into their swr091 Account in the thirty (30) days immediately preceding the event giving rise to the claim.

swr091 does not warrant that the Platform will be available at all times, free from errors, or free from viruses or other harmful components. swr091 will use reasonable efforts to maintain Platform availability but does not guarantee uninterrupted access.

swr091 reserves the right to suspend, restrict, or permanently close any Account at any time, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Failure to complete KYC verification within the required timeframe.
• Suspected fraudulent activity, money laundering, or other criminal conduct.
• Receipt of a self-exclusion request from the Account holder.
• Instruction from PAGCOR, the AMLC, or any other competent Philippine regulatory authority.
• Account inactivity for a period exceeding twelve (12) consecutive months.

Where an Account is closed due to a breach of these Terms, swr091 reserves the right to withhold any Account balance pending the outcome of an investigation. Where no breach is found, any remaining real-money balance will be returned to the Player via their registered payment method.

Players who wish to voluntarily close their Account may do so by contacting swr091 support at [email protected]. Voluntary account closure requests will be processed within 5 business days.

swr091 is committed to promoting responsible gaming and takes its obligations under PAGCOR's responsible gaming framework seriously. The following tools are available to all registered Players:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your Account to control your spending.
• Session Time Reminders: Configure reminders that notify you when you have been playing for a specified period of time.
• Self-Exclusion: Request a temporary or permanent self-exclusion from the swr091 Platform. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.
• Reality Checks: Enable periodic pop-up notifications during gameplay that display your session duration and net win/loss position.

If you are concerned about your gambling behavior or that of someone you know, please contact the swr091 responsible gaming team at [email protected] or visit the Responsible Gaming section of the Platform. Gambling is intended for entertainment purposes only. Please play responsibly.

swr091 strictly enforces the 21+ age restriction on all accounts. If you are under 21 years of age, you must not attempt to register or use the swr091 Platform.

swr091 reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, swr091 will provide reasonable notice to registered Players via email or a prominent notice on the Platform prior to the changes taking effect.

Your continued use of the swr091 Platform following the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the Platform and may request Account closure in accordance with Section 12 of these Terms.

The most current version of these Terms will always be available on the swr091 Platform at swr091.com/terms-conditions. The effective date displayed at the top of this document indicates when the current version came into force.

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising out of or in connection with these Terms or your use of the swr091 Platform, the parties agree to first attempt to resolve the dispute through good-faith negotiation. Players may initiate a dispute by contacting swr091 support at [email protected] with a detailed description of the issue.

If a dispute cannot be resolved through negotiation within thirty (30) days, either party may refer the matter to PAGCOR's dispute resolution process, where applicable. Any dispute not resolved through PAGCOR's process shall be subject to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

Nothing in this section shall prevent swr091 from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction where necessary to protect its legitimate interests.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the swr091 legal and compliance team using the details below. Our Filipino support team is available 24 hours a day, 7 days a week.

For regulatory matters or complaints that cannot be resolved directly with swr091, you may contact PAGCOR through their official channels. swr091 cooperates fully with all PAGCOR regulatory inquiries and investigations.